Fintech

Pranay Gupta is Adjunct Associate Professor at the College of Business (Nanyang Business School) in Singapore. He is Managing Director, Multi-Asset Strategies & Solutions at Blackrock Inc., New York, and has over 25 years of experience in Europe, UK, US, and Asia in managing portfolios across all liquid asset class investments. Prior to this, as Head of Multi-Asset Strategies at Fullerton Fund Management (a subsidiary of Temasek Holdings), Pranay was responsible for strategic and tactical allocation globally for the liquid assets portfolio. Previously, he was Chief Investment Officer at Lombard Odier and ING Investment Management Asia Pacific, where he led investment teams of over 300 investment professionals across 12 countries, to manage over US$85bn of institutional and retail assets. Pranay has held senior positions at Axial Investment Management, London, managing a US$55bn closed life insurance portfolio at APG Investments, Netherlands managing a US$25bn multi-asset multi-strategy fund, and Societe Generale, Hong Kong and JP Morgan Investment Management, New York. As a Mechanical Engineer from IIT Delhi specializing in CAD/CAM, Pranay designed automobile suspension systems for Suzuki Motor Co. Japan, fluid dynamic modelling for Dowell Schlumberger, and production planning control systems for missile systems. Using large scale databases, Pranay has designed, developed and implemented advanced analysis and portfolio management systems for various organizations., which have been used in managing over US$400bn in assets, and to re-engineer investment processes and creating customized client solutions for asset owners of all sizes and sophistication. Pranay has served on the Advisory Board of Stashaway, the first licensed retail Roboadvisor in Singapore, and has been a member of the Board of Trustees of the CFA Institute Research Foundation as the Chairman of the Finance and Investment Committee. Tze Minn Mandy Tham is Assistant Professor of Finance, Academic Director, Master of Science in Wealth Managemen and Sino Suisse Fellow at the Singapore Management University. She obtained her Ph.D. in Business Administration (Finance) at the University of Michigan in 2008.

Introduction





Disruption of the Financial Services Industry




Singapore as a Fintech Ecosystem




Landscape of Fintech Startup Companies


Technology and Tools



VR, Mobile and Cloud




Software Development Tools


Data Science and Analysis



Data Science and Big Data




AI and Machine Learning Overview




AI and Machine Learning Techniques


Distributed Ledger



Blockchain and DLT




Blockchain Implementation Examples




Cryptocurrencies and Bitcoin


Banking and Insurance Applications



Digital Payment Systems




Asset Servicing—Corp Bk, Trade Fin, Ops, Setmt, Credit




Lending and Crowdfunding




InsurTech


Investment Management Applications



Roboadvisory and Asset Allocation




Portfolio Management and Risk Analysis




Capital Markets, Exchanges and Trading


Regulation and Governance Applications



Regulation: RegTech




Cybersecurity and Cybercrime




AML, Fraud Risk, Enterprise Risk, KYC


Non-finance Applications



HealthTech




ConsumerTech


Implications of Fintech



Legal Implication of Fintech




HR Implications of Fintech—People, Jobs, Skills, Locations

Fintech is now a "must-know" area of knowledge for financial services professionals and students alike. Institutions and regulators must both adapt to this evolution. This book is a great compilation of the variety of fintech developments. —Sopnendu Mohanty, Chief Fintech Officer, Monetary Authority of Singapore Fintech is one of the most important developments in the finance industry in decades. Pranay and Mandy have provided a great service to the industry by compiling a comprehensive text covering all major aspects of fintech which does not require pre-existing programming or econometrics skills. It’s a must-read for those trying to stay current. —Stephen Horan, Managing Director – Credentialing, CFA Institute